We prepare the court documents that keep your case alive — debt lawsuits, evictions, garnishments, and HOA claims. No lawyer. A flat fee. Documents ready in 24 hours.
Answer filed in time
No default judgment
$149
flat fee
Worried this is a scam? Verify us.
Texas Secretary of State File #806499657 · Austin, TX. Don’t take our word for it — check the public record yourself, and look your own case up on the county court site.
You're not alone
Most people who lose never lost on the facts — they lost because they didn't respond in time. Filing an Answer is often straightforward, affordable, and the single most important step to staying in control of your case.
What we prepare
Pick the situation you're facing. Each service is a single, clear price — no hourly billing, no surprises.
Prepare an Answer to avoid a default judgment when a debt buyer sues you.
Prepare forms to help protect exempt funds when your account is frozen.
Prepare a response to your HOA over unpaid dues or fines.
Hearing coming up? File a response first.
Prepare a written Answer to the eviction complaint before your hearing date.
Already lost at Justice Court? You have 5 days.
Prepare a Pauper's Affidavit to appeal to County Court without paying the bond.
How it works
Text us at (866) 964-2980 or email cases@txcivilhelp.com. Tell us about your case and we'll confirm we can help.
We prepare your court documents based on the information you provide, formatted to Texas court standards.
You receive PDF documents to review, sign, and file with the court clerk yourself.
Ready in 24 hours
Sign & file yourself
Texans helped
Saved vs. attorney fees
Document turnaround
Why it matters
The difference between ignoring a lawsuit and filing a response can change the entire outcome.
A company that buys old debts has sued you in court. If you don't respond in writing by the deadline, the court will automatically rule against you — even if you don't actually owe the money. That ruling can lead to them taking money directly out of your bank account.
We prepare a written response (called an Answer) that you file with the court. It tells the court you're showing up to fight the case and puts the burden on them to prove what they're claiming. We handle the paperwork — you just sign it and drop it off at the courthouse.
What are "junk debt buyers"? These are companies that purchase old, charged-off debts from original creditors for pennies on the dollar — sometimes as little as 2 to 4 cents per dollar. They then sue consumers for the full original amount plus fees. Many lack the original signed agreements or complete account records needed to prove you actually owe the debt. Filing an Answer forces them to produce that proof.
Sued by one of these companies? We prepare your Answer.
Don't see the company that sued you? Email us — we likely still can help.
A creditor got a court judgment against you and has now frozen money in your bank account. You can't access it. The good news: Texas law protects certain types of money — like Social Security, disability, or child support — from being taken. But you have to act fast and file the right paperwork to claim that protection.
We prepare the paperwork you need to tell the court that the frozen money is protected. Once you sign and file it, the court schedules a hearing where you can explain your situation. We make sure the document is filled out correctly so it doesn't get rejected.
Your landlord has filed to evict you and a court hearing has been scheduled. Many people don't realize they can actually respond in writing before the hearing — most just show up and hope for the best. Filing a written response first shows the court you're taking it seriously and tells your side of the story from the start.
We prepare a written response to the eviction based on the details you give us. You take it to the courthouse, file it before your hearing date, and bring a copy on the day of your hearing. Contact us as soon as you get the notice — the sooner the better.
The judge ruled against you at the eviction hearing. Now you only have 5 days to appeal or the landlord can get an order to remove you from the property. Most people don't appeal because they think they need money for a bond — but there's a way to appeal for free if you can't afford it.
We prepare a form that lets you appeal without paying the bond upfront. It moves your case to a higher court (County Court), which gives you more time and another chance to be heard. You sign the form, file it at the courthouse, and the appeal is started. Contact us immediately — the 5-day clock starts the day of the ruling.
Your HOA has taken you to court over unpaid dues or fines. If you ignore it and don't respond, the court will rule against you automatically — and in Texas, an HOA judgment can eventually be used to put a lien on your home. You need to respond in writing to keep your case alive.
We prepare a written response to the HOA's lawsuit based on what you tell us. Filing it means the court has to hear both sides before making any decision. You tell us what happened, we prepare the document, and you file it at the courthouse. It's that simple.
Know your rights
Powerful protections every defendant should know about.
You have 14 days after being served to file an Answer in Texas Justice Court debt cases. Miss it and the court rules against you by default.
Under Texas Rule 502.5, a General Denial is all you need to file as your initial response. You don't need a lawyer to write it.
Many debt buyers cannot produce the original signed agreement or a complete chain of ownership for your account. Your Answer forces them to try.
Social Security, disability benefits, veterans benefits, and most retirement income is exempt from garnishment under Texas law.
Junk debt buyers purchase old debts for as little as 2-4 cents per dollar, then sue you for the full amount. They profit even if you settle for a fraction.
If you don't respond, the court rules against you automatically. This can lead to wage garnishment, frozen bank accounts, and liens on property.
You have the right to require the plaintiff to prove every element of their case with proper evidence before any judgment is entered.
If you lose an eviction hearing, you have just 5 calendar days to file an appeal. A Pauper's Affidavit can waive the appeal bond if you qualify.
Questions
You represent yourself in court. We are not your lawyers.
About us
Every year, thousands of Texans lose their court cases by default — not because they were wrong, but because they didn't know they had to respond. Most people can't afford $3,000 or more in attorney fees to fight a $2,000 debt lawsuit. That shouldn't mean they automatically lose.
TX Civil Help was founded to change that. As a non-attorney document preparation service, we help people fight back with properly prepared court documents at a fraction of the cost. We don't give legal advice — we prepare the paperwork at your direction so you can stand up for yourself in court.
Court documents prepared for $149 — a fraction of what attorneys charge for the same work.
Documents ready within 24 hours. When you're facing a court deadline, every day counts.
Text or email us anytime. You'll talk to a real person who understands your situation.
Text (866) 964-2980
Real person, fast reply
Tell us what’s going on and we’ll review your case and reach out with your options and your deadline. Takes about 30 seconds.
What are you dealing with?
Where is your case?
Optional — if you have a case number, we can pull the court documents ourselves.
How should we reach you?
We’ll never ask for your SSN, bank login, or payment to get started.
By submitting you agree to our Privacy Policy and Terms of Service.
A real person will review your case and reach out shortly with your options and deadline. Need help right now? Text us at (866) 964-2980.
General information only — not legal advice. We are a document preparation service, not a law firm.
